Is Denver, CO Affordable in 2026?
Denver is moderately affordable.
On $70K, you'll have $600 remaining. It's workable but not luxurious—budgeting matters.
Avg 1BR Rent
$2,000
Min Comfortable Salary
$80k
State Tax
4.25%
Median Income
$94,718
Affordability Rating
TightDenver affordability on $70K (30% rule)
How Much Salary Do You Need in Denver?
What It's Really Like to Live in Denver
Denver is where people go to work hard and play harder. Friday afternoons mean ski gear in the trunk, and weekend hikes are practically mandatory. The craft beer scene is legendary.
Denver is the most expensive city on this list for a reason—the mountain lifestyle premium is real. Housing costs have surged, making it a stretch for lower salaries.
Where to Live
RiNo (River North) is the arts-and-brewery district, while Wash Park and Capitol Hill offer charming residential neighborhoods within biking distance of downtown.
Getting Around
RTD light rail reaches the airport and suburbs, and Denver's bike infrastructure is among the best in the country. Many residents bike commute year-round.