How Much Rent Can I Afford on $70,000 in Denver? (2026)

Earning $70,000 in Denver puts you at a solid middle-income income level for this metro area. Your monthly take-home of $4,556 means you have room for both necessities and enjoyment. Under the 30% rule, your target rent is $1,750/month. You'll have $600 monthly after covering rent and essentials, which requires some discipline. Keep in mind that Denver's 4.25% state income tax will reduce your take-home pay compared to no-tax states like Texas or Florida. Denver is where people go to work hard and play harder. Friday afternoons mean ski gear in the trunk, and weekend hikes are practically mandatory. The craft beer scene is legendary. At this salary, you can choose from a wide range of 1-bedroom apartments in good areas. For savings, consistent saving and investing become realistic at this level.

Denver combines a thriving tech and outdoor lifestyle with mountain access. The Mile High City has a strong job market but higher costs driven by housing demand and a premium outdoor-recreation lifestyle.