How Much Rent Can I Afford on $80,000 in Austin? (2026)
Recommended max rent (30% rule)
$2,000/month
Conservative (25%)
$1,667
Stretch (35%)
$2,333
On a $80,000 salary in Austin, TX, your gross monthly income is $6,667. After taxes, your take-home is $5,390/month.
Calculator: $80k in Austin
Rent Affordability Calculator
Recommended max rent (30% rule)
$2,000/month
Based on $80,000 salary in Austin, TX
Affordability Rating
Comfortable$2,000/mo on $80,000 in Austin
Conservative (25%)
$1,667
Standard (30%)
$2,000
Stretch (35%)
$2,333
Monthly Income Breakdown
Monthly Budget in Austin
Monthly Take-Home Pay Breakdown
Example Monthly Budget in Austin on $80k
Living in Austin on $80,000
Earning $80,000 in Austin puts you at a above-average income level for this metro area. Your monthly take-home of $5,390 means financial flexibility opens up real choices. Under the 30% rule, your target rent is $2,000/month. With $1,654 left after rent and essentials, you have substantial breathing room. One major advantage in Austin: zero state income tax, which means more of your paycheck stays in your pocket. Austin is where tech meets tacos. The city pulses with live music, craft breweries, and a culture that values creativity and outdoor living along Lady Bird Lake. At this salary, a nice 1-bedroom or even a 2-bedroom in a great neighborhood fits your budget. For savings, maxing out your 401(k) contribution becomes achievable.
Cost of Living in Austin, TX (2026)
Austin is a booming tech and creative hub with no state income tax. Known for its live music scene, outdoor lifestyle, and rapidly growing economy, it attracts young professionals nationwide.
Avg 1BR Rent
$1,504
Avg 2BR Rent
$1,918
Utilities/mo
$184
Groceries/mo
$373
Transport/mo
$902
Healthcare/mo
$277
State Tax
None
Sales Tax
8.25%